How to Use ThinkorSwim PaperMoney (April 2026)

Learning to trade stocks without risking real money is one of the smartest moves any beginner can make. I spent my first six months of trading education on simulators before putting actual capital at risk. This comprehensive guide will walk you through everything you need to know about using thinkorswim PaperMoney for simulated stock trading in 2026.

thinkorswim PaperMoney is a free virtual trading simulator offered by Charles Schwab that allows you to practice trading stocks, options, and futures with $100,000 in virtual buying power using real-time market data. Whether you are a complete beginner or an experienced trader testing new strategies, PaperMoney provides a risk-free environment to learn platform mechanics and practice order entry without financial risk.

I have guided dozens of new traders through their first PaperMoney experiences. The most common mistake I see is treating paper trading like a video game rather than a learning tool. Throughout this guide, I will share practical insights about what PaperMoney does well, where it falls short, and how to use it effectively to prepare for live trading.

What Is thinkorswim PaperMoney?

thinkorswim PaperMoney is a fully simulated trading environment built into the thinkorswim platform by Charles Schwab. It replicates the entire trading experience using real-time market data, allowing users to practice placing trades, managing positions, and testing strategies without risking actual capital.

The simulator provides $100,000 in virtual buying power when you first create your account. You can trade stocks, exchange-traded funds (ETFs), options, futures, and even forex pairs within this simulated environment. All market data streams in real-time during regular trading hours, giving you authentic price action to practice against.

There are two ways to access PaperMoney. Existing Charles Schwab customers can log in with their regular brokerage credentials and switch between live and paper accounts instantly. Non-customers can use the Guest Pass feature to access PaperMoney for 60 days without opening a Schwab account or providing funding information.

Getting Started: Account Setup and Login

Before you can start placing simulated trades, you need to get the platform installed and configured. The setup process differs slightly depending on whether you already have a Charles Schwab account.

Option 1: Schwab Account Holders

If you already have a Charles Schwab brokerage account, you have full access to thinkorswim PaperMoney without any additional setup. Download the thinkorswim desktop application from the Schwab website or your account dashboard. The same login credentials work for both live trading and PaperMoney access.

After logging in, look for the account switcher dropdown menu at the top of the platform. Select “PaperMoney” from this menu to switch from your live account to the simulated environment. Your paper account comes pre-loaded with $100,000 in virtual buying power and maintains a completely separate balance from your real money account.

Option 2: Guest Pass for Non-Customers

You do not need a Schwab account or any deposited funds to use PaperMoney. The Guest Pass program allows anyone to access the simulator for 60 days completely free. Visit the Charles Schwab website and navigate to the thinkorswim PaperMoney page to request your Guest Pass.

During registration, you will need to provide basic contact information including your name, email address, and phone number. Schwab uses this to create a temporary login for your PaperMoney access. The Guest Pass gives you full functionality for the trial period, identical to what account holders experience.

I recommend using the Guest Pass for your initial exploration even if you plan to open a Schwab account eventually. This lets you evaluate the platform thoroughly before committing to a broker. After the 60-day period expires, you will need to open a Schwab account to continue using PaperMoney.

Download and Installation

The thinkorswim platform runs on Windows, Mac, and Linux operating systems. Download the installer from the official Schwab website rather than third-party sources to ensure you get the authentic application. The download size is approximately 100MB, though additional data downloads during your first launch.

During installation, the platform will prompt you to create a user profile and select your data connection preferences. Choose the direct connection option for the most reliable real-time data streaming. After installation completes, restart your computer before your first login to ensure all components initialize properly.

Switching Between Live and Paper Accounts

One of thinkorswim’s most useful features is the seamless switching between live and paper trading modes. The account switcher dropdown appears in the top-left corner of the platform interface. Click your account name to reveal options including “Live Trading,” “PaperMoney,” and any linked accounts.

Always verify which mode is active before placing any order. The platform clearly labels paper trades with a “Paper” watermark on trade tickets and confirmation dialogs. I know several traders who accidentally placed live trades while intending to practice in simulation, so develop the habit of checking this indicator before every order.

Navigating the PaperMoney Platform Interface

The thinkorswim platform can feel overwhelming when you first open it. Understanding the main interface sections will help you navigate efficiently and focus on the tools you actually need as a beginner.

The Main Tab Bar

The top of your screen contains the main navigation tabs. The Trade tab contains your order ticket and basic position information. The Charts tab displays price charts with technical analysis tools. The Scan tab helps you find trading opportunities using built-in screeners. The MarketWatch tab shows watchlists and market overview data.

Additional tabs include Analyze for options strategy visualization, Tools for platform utilities, and Education for learning resources. As a PaperMoney user, you will spend most of your time in the Trade, Charts, and Scan tabs during your learning phase.

The Trade Tab and Order Ticket

The Trade tab serves as your command center for placing orders. The left side contains the order ticket where you enter buy and sell instructions. The right side shows Level II quote data, time and sales information, and the option chain if applicable.

Your virtual account balance displays prominently at the top of the Trade tab. PaperMoney starts you with $100,000 in buying power, though this resets periodically. Below the balance, you will see available buying power, maintenance requirements, and daily profit or loss figures.

The Charts Tab for Technical Analysis

The Charts tab provides professional-grade charting capabilities essential for technical analysis. You can display multiple timeframes simultaneously, add technical indicators like moving averages and Bollinger Bands, and draw trendlines or Fibonacci retracements directly on price charts.

PaperMoney charts function identically to live trading charts since they use the same real-time market data feeds. This makes the simulator excellent for practicing chart pattern recognition and learning how indicators behave in different market conditions.

The Monitor Tab for Position Tracking

After placing trades, switch to the Monitor tab to track your open positions and account performance. This tab displays your portfolio in several sub-sections including Activity and Positions, Account Statement, and P/L Analysis.

The Activity and Positions section shows every trade you have placed with entry prices, current market values, and unrealized gains or losses. The P/L Analysis section provides detailed breakdowns of your trading performance by day, week, month, or custom date ranges. Use this data to evaluate whether your simulated strategies are working.

Account Types in PaperMoney

PaperMoney provides three account type simulations to practice different trading scenarios. The standard margin account comes with your initial $100,000 and allows short selling and options trading. You can also access an IRA account simulation for practicing retirement account trades, and a futures account for commodity trading practice.

To switch between account types in PaperMoney, use the account selector dropdown in the top navigation bar. Each account type maintains separate buying power and position tracking. This lets you practice different strategies appropriate to each account structure.

How to Place Your First Stock Trade in PaperMoney?

Now that you understand the platform layout, it is time to place your first simulated trade. I will walk you through the complete process using a stock purchase as an example.

Step 1: Access the Trade Tab

Click the Trade tab in the main navigation bar to open your order ticket. Verify that “PaperMoney” appears in the account selector dropdown to confirm you are in simulation mode. The order ticket should display with a “Paper” watermark or indicator.

Step 2: Enter a Stock Symbol

Click into the symbol input field at the top of the order ticket and type a stock ticker symbol. For practice, use a well-known liquid stock like AAPL (Apple), MSFT (Microsoft), or SPY (S&P 500 ETF). Press Enter to load the quote data for that symbol.

The order ticket will populate with current market data including the last price, bid and ask sizes, and today’s trading range. Take a moment to review this information before proceeding with your order configuration.

Step 3: Choose Buy or Sell

Click the Buy button if you want to establish a long position or profit from price increases. Click Sell if you are selling an existing position or want to open a short position to profit from price declines. Remember that in PaperMoney you can practice both directions without risk.

Step 4: Select Your Order Type

Choose your order type from the dropdown menu. Market orders execute immediately at the current market price. Limit orders execute only at your specified price or better. Stop orders trigger a market order when the price reaches your stop level. We will cover each order type in detail later in this guide.

For your first practice trade, select a market order to ensure immediate execution. Enter the quantity of shares you want to trade. Keep position sizes reasonable relative to your $100,000 virtual account, just as you would with real money.

Step 5: Configure Time in Force

The Time in Force (TIF) setting determines how long your order remains active. DAY orders expire at market close if not filled. GTC (Good Till Canceled) orders remain active until filled or manually canceled, up to 90 days. Select DAY for your initial practice trades.

Step 6: Review and Confirm

Before submitting, click the “Confirm and Send” button to review your complete order details. A confirmation dialog will appear showing the symbol, side (buy/sell), quantity, order type, and estimated total cost. Double-check that everything matches your intentions.

Click “Send” to execute your simulated trade. The platform will process your order and provide a fill notification showing the execution price and time. Congratulations, you have just placed your first paper trade.

Chart Trading Method

thinkorswim also supports chart trading, which many experienced traders prefer. Open the Charts tab and load a stock symbol. Right-click on the chart at your desired entry price level and select “Buy” or “Sell” from the context menu.

The order ticket will automatically populate with a limit order at the price level you clicked. You can drag the order line up or down on the chart to adjust your entry price visually. This method helps you correlate technical analysis with actual order placement.

Monitoring Your Position

After placing your trade, switch to the Monitor tab and select “Activity and Positions” to see your open position. The display shows your entry price, current market price, unrealized profit or loss, and position size. Watch how these values fluctuate as the market moves.

To exit your position, return to the Trade tab and enter a closing order. If you bought shares initially, place a sell order to close. If you shorted, place a buy order to cover. Use the “Flatten” button to close all positions in a symbol instantly.

Understanding Order Types Available in PaperMoney

Mastering order types separates successful traders from those who struggle with execution. PaperMoney gives you the perfect environment to practice each order type before risking real capital.

Market Orders

Market orders execute immediately at the best available current price. Use market orders when getting filled quickly matters more than exact price. In PaperMoney, market orders typically fill at the current ask price for buys and bid price for sells.

The main risk with market orders is slippage, especially in fast-moving or thinly traded stocks. In live trading, your fill price might differ significantly from the quoted price. PaperMoney fills are often more favorable than live trading, which we will discuss in the limitations section.

Limit Orders

Limit orders specify the maximum price you will pay when buying or minimum price you will accept when selling. The order only executes if the market reaches your limit price or better. Limit orders give you price control but no guarantee of execution.

Practice placing limit orders slightly below the current market price for buys or above for sells. Watch how long it takes for the market to come to your price. This teaches patience and helps you understand liquidity dynamics in different stocks.

Stop Orders

Stop orders, also called stop-loss orders, trigger a market order when the stock reaches your specified stop price. Traders use stop orders to limit losses on existing positions or trigger entries when prices break through key levels.

In PaperMoney, practice placing stop-loss orders on your positions immediately after entry. Set a stop 2-5 percent below your entry price for long positions. This builds the habit of defining risk before entering every trade, a critical discipline for live trading success.

Stop-Limit Orders

Stop-limit orders combine stop and limit functionality. When the stop price triggers, a limit order is placed rather than a market order. This gives you price control after the stop triggers, but your order might not fill if the market moves too fast.

Use stop-limit orders in PaperMoney to understand the trade-off between price control and execution certainty. In fast-moving markets, you will see how stop-limit orders sometimes fail to fill while stop orders execute at worse-than-expected prices.

OCO Orders (One-Cancels-Other)

OCO orders link two orders together, typically a profit target and a stop loss. When one order executes, the other automatically cancels. This lets you set your entire trade management plan at entry without monitoring constantly.

To create an OCO bracket in PaperMoney, place your initial entry order, then right-click the position in the Monitor tab and select “Create Closing Order.” Set up both your profit target and stop loss, then link them as OCO. Practice this repeatedly until it becomes second nature.

Advanced Order Types

PaperMoney also supports trailing stop orders that automatically adjust as prices move in your favor, Blast All orders that submit multiple orders simultaneously, and contingent orders that trigger based on conditions other than price. Experiment with these advanced types only after mastering the basics.

I recommend spending at least a week in PaperMoney practicing each order type individually. Place twenty market orders, twenty limit orders, and ten stop orders before moving to advanced types. This repetition builds muscle memory that transfers to live trading.

Using PaperMoney on Mobile (iOS and Android)

Trading on the go requires different skills than desktop trading. The thinkorswim mobile app brings PaperMoney functionality to your smartphone or tablet with a streamlined interface optimized for smaller screens.

Downloading and Installing

Download the thinkorswim mobile app from the Apple App Store for iOS devices or Google Play Store for Android. The app is free and works on iPhones, iPads, and Android phones and tablets. Ensure you download the official app published by TD Ameritrade Mobile or Charles Schwab.

After installation, open the app and accept the terms of service. The initial setup process will ask for notification permissions and data preferences. Enable notifications if you want to receive price alerts on your mobile device.

Logging Into PaperMoney on Mobile

The login process on mobile mirrors the desktop experience. Enter your Schwab username and password, or use your Guest Pass credentials if accessing via the trial program. The app will remember your login for future sessions if you enable that option.

After logging in, you will see the main mobile dashboard showing market overview data and watchlists. Look for the account mode indicator at the top of the screen. Tap this indicator to switch between Live Trading and PaperMoney modes just like on the desktop platform.

Switching to PaperMoney Mode

On the mobile app, the account switcher appears as a dropdown at the top of most screens. Tap your account name to reveal options including PaperMoney. The interface will refresh and show your virtual account balance of $100,000 when you select paper trading mode.

Mobile interfaces make it slightly easier to accidentally trade live when meaning to practice. I recommend using the app settings to customize the color scheme differently for PaperMoney mode. This provides an immediate visual reminder of which account is active.

Placing Trades on Mobile

The mobile trade ticket simplifies the desktop experience while maintaining core functionality. Tap the Trade tab at the bottom of the screen to access the order entry interface. Enter a symbol in the search bar and select it to load the quote screen.

Tap Buy or Sell buttons to open the order ticket. Select your order type from the dropdown menu and enter your quantity. The mobile app shows a confirmation screen before submitting any order, giving you a final chance to verify details.

Swipe gestures on charts allow you to scroll through timeframes and data quickly. Practice placing trades from chart screens by tapping price levels to initiate order tickets with pre-populated limit prices.

Adjusting Virtual Account Balance on Mobile

If you deplete your virtual account through extensive practice, you can reset the balance from the mobile app. Navigate to the Account section and look for the PaperMoney settings. Tap “Reset PaperMoney Account” to restore your $100,000 virtual balance.

This reset option is available once per day on mobile. Desktop users can reset more frequently if needed. Use this feature whenever your virtual account becomes too small to practice meaningful position sizing.

Mobile Limitations

The mobile app provides excellent basic trading functionality but lacks some advanced desktop features. Complex options strategies, advanced order types like Blast All, and custom scanner creation work best on the desktop platform. Use mobile for simple stock trades and position monitoring while saving strategy development for your desktop sessions.

Charting on mobile is functional but limited compared to the desktop experience. You can view basic technical indicators and trendlines, but detailed analysis and multi-chart layouts require the full desktop platform. I recommend confirming all mobile trade ideas on desktop charts before executing live trades.

Advanced PaperMoney Features: Alerts, Scans, and Studies

Beyond basic order entry, PaperMoney includes professional-grade tools for finding and monitoring trading opportunities. Learning these features in simulation prepares you for serious trading analysis.

Setting Price Alerts

Alerts notify you when stocks reach specific price levels without requiring constant chart watching. On the Trade tab, right-click any symbol and select “Create Alert” to set up price notifications. Define your trigger price and notification method.

PaperMoney supports alerts for price levels, technical indicator crossings, and study conditions. Set alerts at support and resistance levels on stocks you are watching. When alerts trigger, evaluate whether the setup matches your trading criteria before placing an order.

Technical Indicator Alerts

Create alerts based on technical indicator conditions rather than just price levels. Set an alert for when the 50-day moving average crosses above the 200-day moving average, signaling a potential trend change. Configure alerts for RSI overbought or oversold conditions.

These indicator alerts help you identify trading setups automatically throughout the trading day. Practice creating complex alert conditions in PaperMoney to understand the platform’s capabilities before relying on them for live trading.

Using the Stock Hacker Scanner

The Scan tab contains the Stock Hacker, a powerful screening tool for finding trade opportunities. Access pre-built scans like “High Implied Volatility” for options traders or “Top Gainers” for momentum trading. These scans update in real-time during market hours.

Run these scans in PaperMoney to understand what opportunities they identify. Click any scan result to load the symbol in your charts for analysis. This workflow mirrors how professional traders discover new trading candidates.

Creating Custom Scans

Beyond pre-built scans, you can create custom screeners matching your specific criteria. Click “Add Filter” in the Scan tab to define conditions based on price, volume, technical indicators, fundamentals, or option data.

Build a scan for stocks trading above their 20-day moving average with volume 50 percent above average and RSI below 70. Save this custom scan and run it daily to find momentum stocks that are not yet overbought. PaperMoney lets you test whether your scan criteria identify profitable setups.

Adding Technical Studies to Charts

thinkorswim includes hundreds of technical studies for chart analysis. On the Charts tab, click “Edit Studies” to add indicators to your charts. Start with moving averages, volume, and RSI to build a basic analysis foundation.

Experiment with Bollinger Bands to identify volatility contractions, MACD for trend momentum, and VWAP for intraday support and resistance levels. PaperMoney charts display these indicators exactly as live charts do, making the simulator ideal for learning technical analysis.

Chart Drawings and Annotations

Use the drawing tools on charts to mark support and resistance levels, trendlines, and chart patterns. Click the drawing icon on the chart toolbar to access trendlines, horizontal lines, Fibonacci retracements, and geometric shapes.

Drawings persist on your charts between sessions, allowing you to track important levels over days or weeks. Practice marking up charts in PaperMoney to develop your technical analysis skills. When you transition to live trading, your chart reading abilities will transfer directly.

PaperMoney vs OnDemand: When to Use Each

thinkorswim offers two distinct simulation modes that confuse many users. Understanding the difference helps you choose the right tool for your learning objectives.

PaperMoney for Current Market Practice

PaperMoney operates in real-time during actual market hours. When you place a trade, you are trading against current market prices just as you would with live money. This mode excels for practicing order entry, testing strategies in current market conditions, and building screen time experience.

Use PaperMoney when you want to practice trading what is happening in the markets right now. The simulator responds to earnings announcements, economic reports, and breaking news exactly like live trading. This real-time element makes PaperMoney essential for developing market feel.

OnDemand for Backtesting and Replay

OnDemand allows you to replay historical market data as if it were happening live. Select any past trading day and watch price action unfold tick by tick. You can pause, rewind, and fast-forward through the session, placing simulated trades at any point.

This mode shines for backtesting strategies against specific historical market conditions. Want to know how your setup would have performed during the March 2020 market crash? Load that period in OnDemand and trade through it. The ability to compress weeks of market data into hours of practice accelerates your learning curve dramatically.

Key Differences Summary

PaperMoney uses live data feeds and operates only during current market hours. You cannot trade weekends or past dates in PaperMoney. OnDemand works offline using stored historical data and allows trading any past date at any time.

PaperMoney fills simulate current market liquidity. OnDemand fills are based on historical data but may not perfectly replicate actual historical execution prices. Both modes have execution limitations compared to live trading.

Switching Between Modes

Access OnDemand from the main menu bar at the top of the thinkorswim platform. Select “OnDemand” to enter the replay mode, then select your desired date from the calendar interface. The platform will load that trading session for simulated trading.

To return to PaperMoney, simply select “PaperMoney” from the account switcher or close OnDemand and reopen the standard platform. Your PaperMoney account balance persists separately from OnDemand results, so your practice trading in replay mode does not affect your PaperMoney account.

I recommend using PaperMoney for daily practice and OnDemand for intensive backtesting sessions. Spend two hours each market day in PaperMoney building real-time decision-making skills, then use OnDemand on weekends to test strategies across multiple historical scenarios quickly.

PaperMoney Limitations: The Realism Problem

Here is the uncomfortable truth that many PaperMoney guides gloss over: the simulator does not accurately replicate live trading execution. Understanding these limitations prevents costly overconfidence when you transition to real money.

The Unrealistic Fill Issue

PaperMoney fills orders at prices that would often be impossible in live markets. When you place a market order in PaperMoney, you typically get filled at the current bid or ask price. In live trading, slippage often pushes your fill price worse than the quoted spread.

For limit orders, PaperMoney fills you immediately when the market touches your price. In reality, you might wait through multiple touches without a fill due to queue position and order flow. This difference makes paper trading seem easier than live trading.

Experienced traders consistently report that PaperMoney gives fills at prices they would never achieve live. One forum user noted that PaperMoney “turns what would be a lot of real-world losing trades into winning trades.” This is not a bug but a fundamental limitation of any simulation.

What This Means for Strategy Testing?

Because of the fill discrepancy, PaperMoney is not suitable for validating high-precision trading strategies. Strategies that rely on exact entry prices, tight stops, or quick scalps will appear more profitable in simulation than they actually are.

Strategies with wider profit targets and looser stop losses translate better from paper to live. If your strategy works with a 10 percent profit target and 5 percent stop, fill quality matters less than with a 1 percent target and 0.5 percent stop.

PaperMoney’s True Purpose

Despite execution limitations, PaperMoney excels at its intended purpose: teaching platform mechanics. Use PaperMoney to learn how to navigate thinkorswim, practice order entry without mistakes, understand how different order types behave, and test position sizing concepts.

Think of PaperMoney as a flight simulator for traders. Flight simulators teach you the controls and procedures, but they cannot fully replicate the feel of actual flight. Similarly, PaperMoney teaches you the platform without the emotional pressure of real money at risk.

Transition Checklist to Live Trading

Before moving from PaperMoney to live trading, ensure you can consistently execute the following without errors: place market orders correctly, set stop losses on every position, calculate position sizes properly, and navigate between platform tabs efficiently. You should also understand how to read Level II data and time and sales information.

Additionally, verify that you have experienced losing trades in simulation and managed them appropriately. If you have only had winning trades in PaperMoney, you are not ready for live markets. Purposefully practice taking losses in simulation to build that skill.

Start live trading with position sizes 10 percent of what you practiced in PaperMoney. If you traded 1000 share positions in simulation, trade 100 shares live initially. This reduces the impact of execution differences while you adapt to real market conditions.

Troubleshooting Common PaperMoney Issues

Even in simulation, technical issues arise. Here are solutions to the most common PaperMoney problems reported by users.

Ghost Trades and Unauthorized Executions

Some users report finding active trades in their PaperMoney account that they did not place. This usually occurs when a previously saved order template or bracket order executed without the user realizing it. Check your order templates under the Setup menu to ensure no automatic orders are configured.

If ghost trades appear, cancel them immediately in the Monitor tab. Then review your platform settings to disable any automatic order submission features. This issue is more common on the desktop platform than mobile.

Order Fill Failures

Occasionally PaperMoney fails to execute orders even when market conditions should allow fills. This typically happens during high volatility periods or platform maintenance windows. If your order does not fill within a reasonable time, cancel it and resubmit.

Check the platform status page or thinkorswim Twitter account if you experience widespread fill failures. PaperMoney occasionally goes offline for maintenance while live trading continues.

Login Problems

If you cannot log into PaperMoney, first verify your credentials work on the Schwab website. Guest Pass credentials expire after 60 days, at which point you need to open a Schwab account to continue. Account holders should reset their passwords through the main Schwab login page if authentication fails.

Firewall and antivirus software sometimes block thinkorswim connections. Add thinkorswim to your security software’s exception list if you experience persistent connection issues after confirming your credentials are correct.

Resetting Your Virtual Account Balance

If you deplete your $100,000 virtual account through extensive practice, you can reset the balance to start fresh. On desktop, navigate to the Monitor tab, select Account Statement, and look for the PaperMoney reset option. On mobile, access this through the Account settings menu.

Resetting clears all positions and restores your starting balance. You can typically reset once per day. Use this feature whenever your account becomes too small to practice meaningful position sizing.

Pre-Market and After-Hours Trading

PaperMoney supports trading during extended hours, but with limitations. Pre-market and after-hours sessions have reduced liquidity, wider spreads, and different volatility patterns compared to regular trading hours.

To enable extended hours trading, check the “Extended Hours” box on your order ticket before submitting. Be aware that fills during these sessions may behave even less realistically than regular hours due to thinner order books in simulation.

Frequently Asked Questions

Conclusion

Learning how to use thinkorswim PaperMoney for simulated stock trading gives you a risk-free environment to develop essential trading skills. The simulator’s $100,000 virtual account, real-time market data, and professional-grade tools provide everything you need to practice before risking real capital.

Remember that PaperMoney excels at teaching platform mechanics and order entry, but its fills are more favorable than live trading. Use your time in simulation to master thinkorswim’s interface, test different order types, and build screen time experience. Do not expect your paper trading profits to translate directly to live market results.

When you are ready to transition to live trading, start with smaller position sizes than you practiced in PaperMoney. Focus on executing your trading plan correctly rather than maximizing profits. The discipline and platform knowledge you developed in PaperMoney will serve you well, but respect the differences between simulation and reality.

Whether you access PaperMoney through a Schwab account or the free Guest Pass, commit to regular practice sessions. Trading is a skill that requires repetition to develop. The traders who succeed long-term are those who invested time in proper preparation. Start your PaperMoney practice today and build the foundation for your trading journey in 2026.